About Us
“SAMARTHA NIDHI Limited” registered under Companies Act 2013 and notified Nidhi Rule 2014, as a Nidhi company by Central Government under Section 406 of Companies Act.
We are the “SAMARTHA NIDHI Limited” focusing a significant presence in financial services and distribution of financial products such as Pigmy Loan’s (SME Loan) , Loans on Govt Securities, Deposit & LIC Bond’s, Gold Loan and Mortgage Loans to satisfy their varied needs.
SAMARTHA NIDHI Limited decided to finance the much neglected Small & Medium business Owner & other individuals. The Small & Medium business Owner & other individuals are very honest but the Equity at his command is not sufficient to support the credit levels required to run the shop or other business. We have been with them in their journey of Prosperity as he has been our partner in our business to success and leadership. The Credit-worthiness of the Small & Medium business Owner & other individuals has always been an article of faith. This faith has to guide us future days in financing same natures people.
The distribution of shop owner or other small & medium business owner being scattered among a large number of individuals has resulted it’s very important to us being missed by the institutional radar. It is estimated that 90% of shops in the country are in the hands of individuals.
We are lending for this kind of people, this has been completely neglected by other financial institutions. By this way we keep customer base with our institution long based.
We strongly keep good customer relationship and help them in their financial crises. Mainly we concentrate two tier city & rural customers, En-cash there good faith by giving good services.
Generating good employment to new generation in rural & semi urban areas is one of our Main Mottos.